Women Financial Power · Investment Calculator

See what time can do for your money.

Explore how much your investments could grow and what regular contributions could add over time.

See your projection

Women Financial Power Planning tools

Investment
calculator

See how your investments could grow over time.

Enter amounts in U.S. dollars. Your projection updates as you edit.

Projected balance at year 30

$130,975

Estimated investment value

Projected balanceAmount invested

Year 30 · $130,975 projected balance

Initial investment
$5,000
Recurring contributions
$36,000
Estimated growth
$89,975
How we calculate it

We convert your annual rate into a rate per contribution period using your selected compounding frequency. The starting balance compounds for the full term. Each recurring contribution is added at the end of its month or year and compounds for the time it remains invested.

This hypothetical estimate assumes a constant return and excludes taxes, fees, and inflation. Actual returns vary and investments can lose value.

Investing for beginners

Is investing right for you?

Run the numbers a few different ways before you start.

If you’re deciding whether to invest in the stock market, start with when you’ll need the money and how much of a loss you could handle. Use the investment calculator to compare a lower return, a smaller monthly contribution, or a longer timeline. Each projection shows what could happen under those assumptions.

Three facts about the stock market

  • A stock is a share of a company.

    When you buy a share, you own a small piece of the business. You can earn a return if its share price rises or if the company pays dividends.

  • Stock returns vary year to year.

    Stocks can lose value, especially over short periods. A long-term average can include years of gains and losses, so the date you need your money matters.

  • Diversification spreads risk.

    A broadly diversified mutual fund or ETF can hold stocks in many companies, reducing how much any one company can affect your portfolio. The fund can still lose value.

Read more about stocks and diversification at the SEC’s Investor.gov.